How Our Process Works

At QDRO Advisors, we use a very simple process to fulfill your QDRO needs. Learn how we do it below.

• Once we receive your information, we contact the Plan Administrator to verify information.
• We prepare a draft of the Order based on the information in your Property Settlement Agreement or Divorce Decree, as well as information obtained from the plan.
• We submit a draft to you for your review and approval. We then incorporate any necessary changes.
• After any revisions are completed with your approval, we submit the proposed Order to the Plan for review and pre- approval.
• If the Plan Administrator recommends any changes in order to conform to the rules of the Plan, we will revise the Order. If there are substantial changes required which change the intent of the parties’ agreement, we will discuss these with you prior to responding to the Plan.
• Upon the final approval by the Plan Administrator, we provide you with a proposed Order along with a copy of the approval letter (if provided by the plan) from the Plan Administrator.
• You must obtain the local court’s certification & mail this certified copy of the Order to the Plan for entry as a Qualified Domestic Relations Order.

The total process is often very smooth and can be accomplished within six to eight weeks. Complex situations could take longer. Also note that, Plan Administrators are not required to review orders within any particular time frame. Therefore, the pre-approval process could take longer depending on the Plan. The scope of our work pertains to the drafting of QDROs only. Pre-approval letters are only provided if the plan provides for this process.

Fee Schedule

Forms

Order Service

Contact Us